VS Associates LtdVS Associates Ltd Contact: Victor Sacks dip PFS
I am an Independent Financial Adviser, giving business owners in Cambridgeshire and surrounding counties, financial peace of mind.
My career started in 1994 at HSBC Bank as a Financial Planning Manager working initially with personal customers. It was when I moved to the commercial team that I found where my strengths really lie; working with business owners of all sizes, to fulfil both their personal and business financial objectives.
In 2011, after 17 years at the bank, the time was right to step out on my own. How better to understand the demands of running a business than to do it yourself?
I now offer a highly qualified, professional and holistic service to all of my clients. I have exceptionally high standards of client service; always doing what I say I will do, when I say I will do it. Unfortunately, that’s not always easy to find in this day and age.
I believe that in order to meet your financial needs and objectives, I first need to understand your reasons for being in business, your current financial problems and challenges, and your ultimate aims.
Only then can we agree a way forward based on your priorities.
I love my work and it’s important that my clients find the financial planning process enjoyable, which is why whilst bringing a degree of realism to the process and always try to inject humour into what can sometimes be difficult topics.
The personal & family stuff
I live in Brampton, Cambridgeshire, am married to Tina and have four children ranging from the age of 22 right down to Noah, who is six.
As you can imagine, there’s never a dull moment!
I am happy to share my experiences with my clients if I feel this will help them with their decision making and am known to ‘wear my heart on my sleeve’.
When time allows, I’m known to be partial to some good food and wine, in the company of family and friends.
I am also delighted to support Great Ormond Street Hospital. When Noah was 14 months old he needed open heart surgery. During a four-hour operation, they repaired the hole in his heart and his tiny veins. Just four days later we brought him home. There is no way to adequately repay Great Ormond Street for their kindness and skill, but I have tried by raising money for them. I walked Hadrian’s Wall (the hard way, West to East, with the wind in my face) and was delighted to raise £15,000 for a great cause.
What do our clients say?
“When I began my business at the start of 2016, there were a million and one things going around my head, the biggest was how am I going to protect myself for the future. The advert about workplace pensions was showing up in every ad break, but as a Sole Trader of my own business, who sorts out my pension?
Now I have no idea about money, pensions and mortgages, but after an hour chat with Victor and I felt a million times better. He was beyond supportive when I needed it most. He understood exactly what I wanted, why I wanted it and the best way that suits me. I did a questionnaire with Victor to help decide if I wanted to be slightly risky with my pennies or if I wanted it locked away forever!
I, just like pretty much everyone out there have made a few mistakes with my pennies in the past, but there were no disappointed faces or ‘what did you do that for’?! Victor understood what happened, how it happened and how I can best rectify this.
Since our initial meeting, Victor has been in full contact with me, keeping me fully up to date with where I stand in the pensions process as well as what the next steps will be. Not only that, but Victor has been brilliant when I needed an extra squiggle on a couple pieces of paperwork. He really is a fantastic person to work with!
From mortgages to savings accounts, if you want a true and honest opinion I couldn’t recommend Victor and his black book of contacts enough. I felt completely at ease from the very start. In a time where it was all quite dark and scary, Victor was there, massive torch in hand showing me the way out. I have always been warned about people trying to take advantage of a situation but after meeting Victor and getting to know him, I have complete and utter trust in him and the products that we have lined up. I won’t be using any one else in the financial world for a very long time. I honestly can’t recommend Victor enough; he truly is brilliant at his job!
Thank you Victor, so very VERY much.”
Samantha Abbiss – Sharp Assistance – Financial Planning for Self-Employment
“Victor takes all your worries and wraps them up in a file marked ” Stress Tested”, allowing you to get back to running your life and business knowing that all eventualities are covered. Victor has demonstrated his considerable knowledge in Fiscal Planning and Pensions on numerous occasions and I would have no hesitation in recommending Victor to anyone who asked.”
“Victor was recommended to me by a friend and I have known him now for over two years. He is very friendly and approachable and always explains the intricacies of the financial advice he gives very clearly. I would be happy to recommend Victor to anyone.”
“As a business in late 2007-8 we had met so many financial advisers. Our bank like most others lending money around that time insisted that we use their own in house advisers to ensure we were properly insured – basically a cash cow for their bottom line profits.
Victor Sacks was introduced to us in late 2008 but was somehow different to what we had seen before. Firstly, he did things when he said he would, he also took time to listen to our needs and not just those of the bank; but above all he told the truth – he told us both the upside and downside.
When we sold our first business in 2013 we needed someone we could trust. We needed to act efficiently and carefully, despite not having seen Victor in 3 years we went to the trouble to find out where he worked and he was instrumental in our investment choices.
Victor continues to support my wife and I privately but also offers a valuable service to our business and its 30 plus staff.
Victor is a local expert in his field and someone we know we can rely upon in the future.”
Chris Townson, Director – Toybox Great Denham Ltd
“I have listened to Victor on the radio explaining pensions, investments, life assurance & all manner of financial services instruments & he does so in a way that makes the subject interesting & understandable without making anyone feel inadequate.
We love having Victor as Huntingdon Community Radio’s ‘Money Man’ & always look forward to his monthly broadcast.”
Bill Hensley, Station Manager, Former Mayor of Huntingdon
“We highly rate Victor’s technical knowledge and his ability to relate to clients. We know it’s a safe bet to refer clients to him”
Graham Wolloff, Elwell Watchorn & Saxton LLP